Laptops are a common device used for many activities such as studying, working, playing games, and more. One problem with laptops is finding enough storage space, especially for gaming laptops which need a lot of memory and graphics. When choosing a laptop, important things to consider include the hardware, battery life, screen size, and overall performance.

monthly repayments on laptop loans
monthly repayments on laptop loans

Buying a Laptop on Finance

Buying a laptop can be expensive, so some online stores offer the option to finance the purchase. You can spread the cost by paying monthly or weekly. There is also the option to pay nothing for a set period of time, usually 6 to 12 months, and then start paying later.

Getting a Quick Loan Quote

If you want to finance your laptop, you can apply for a loan with Likely Loans. They will give you a quick response and provide information on your monthly payments and interest rates to help you make the best decision. This will not affect your credit rating.

Financing a TV

Buying an expensive television can be challenging. To help, some online stores offer financing options like paying upfront, paying later, splitting the cost, or no deposit and interest-free credit. You can choose to pay back the balance monthly or weekly.

Laptops for People with Bad Credit

If you don’t have a credit card, don’t worry, many retailers offer financing plans for laptops. Some lenders can help you finance your computer.

PayPal Credit

If you spend over £10.99, PayPal Credit allows you to split the cost of your purchase into monthly payments. To apply, add your items to your basket and choose PayPal Credit during checkout.

Laptop and Desktop Buying Guide

When choosing a laptop or desktop, it’s important to consider what you will use it for and how much you want to spend. You should also think about the software and applications you will use and choose a computer that is suitable. Most computers run on Windows, but some have Apple’s OS X or Linux operating systems.

Example: £500 Purchase

If you make a purchase of £500 and it exceeds £99, there will be a fixed interest rate of £100 per transaction. The offer includes zero interest and requires monthly payments. The credit is subject to status and conditions. PayPal Credit is provided by PayPal Europe and Buy It Direct acts as a broker.

Credit Application Processing Time

Online credit applications are processed within 24 hours, Monday to Friday from 8:00 am to 6:00 pm, Saturday from 9:00 am to 6:00 pm, and Sunday from 10:00 am to 5:30 pm. You should receive a confirmation email within one day of submitting your application.

Purchasing Mobile Phones

When buying a new smartphone, you typically have two options: a contract or buying the phone outright. If you choose a contract, you will only have the option of financing the phone. Financing allows you to pay for the phone in monthly, weekly, or deferred payments, which can be a convenient and cost-effective way to purchase a smartphone online using credit. Paying in instalments is similar to a contract phone, but you typically have the option to pay it off over one, two, or three years.

Purchasing Tablets

Tablet computers, such as iPad and Galaxy tablets, are becoming increasingly popular. However, they can be expensive when purchased all at once. Buying a tablet through financing is a good option, as many online stores offer financial packages that allow you to pay for the tablet in full, or in monthly or quarterly payments. Deferred payment options usually require payment within three months or less, depending on the retailer and the price of the tablet. Most stores offer interest-free periods and free no-deposit options for these financing plans.

What Happens after Approval on Laptop finance

If your application for financing is approved, you will need to sign or print a finance agreement. A PDF version is available if you choose to sign the agreement electronically. Please make sure to carefully read the terms before signing any contract. After accepting the agreement, PCSpecialist will contact you regarding payment. Your signature may need to be printed and sent to the court in a form. Make sure to sign the document following the instructions on the cover letter and send it to the address specified in the cover letter.

Leasing Laptops

Most retailers offer leasing options that make expensive laptops more affordable. However, financing can be complicated.


To order a laptop, browse Hughes Rental’s inventory to find a device with the specifications you need. You can then rent the laptop by clicking the “Rent Now” button.

Comparing Pay Weekly Laptop Stores

Find the best store options to spread the cost of the laptop over regular monthly or weekly payments for a more flexible budget.

Getting Credit

You can choose to pay with PayPal Credits or Klarna. Simply click on the option to be redirected to their website. You can log in and follow the instructions, or log into your account and apply for credit before completing your order at Hughes Rentals.

Payment Terms

On Hughes Renting’s website, you will find the option to pay either weekly or monthly. The payment terms and amount, as well as the duration of the contract, will be shown at the time of purchase.

Can I Pay Weekly for Laptops?

Paying for a laptop in weekly payments can help make the cost more manageable. Paying weekly helps spread the cost over a set period, providing good value.

Can I Pay Monthly for Laptops?

Paying monthly for a new laptop provides customers with more affordable options. A monthly payment can also help customers keep track of their finances, especially when paid on a monthly basis.

No Credit Check Options

If a company offers financing, they are not allowed to conduct a credit check.

Bad Credit

Consider using a company that does not check credit, such as Klarna or PayPal Credit. Alternatively, you may be eligible for a personal loan. We can help you with the application process and get you the computer you want quickly. You can also check the best catalogues for bad credit.

How can I get a loan for a laptop?

You can take out a loan specifically for your laptop to buy new equipment, make upgrades or repairs. This way, you can get a laptop for a cheaper price without having to wait until you have enough money saved up.

Is it possible to finance a computer?

Yes, you can finance a computer by paying for it in instalments over a period of time.

Can I buy a laptop online without a credit card or bank card?

It depends on the website or retailer. Some may accept other forms of payment, like a debit card, or offer financing options through lenders like Klarna or PayPal Credit.

Is it possible to finance a laptop with no credit?

There are loan options available for those without credit, but they may have stricter lending criteria compared to those with good credit.

Can I finance a laptop without any money upfront?

Some lenders may offer loans based only on your credit history, but most still require some form of collateral or down payment.

Can I buy now and pay later with bad credit?

There are lenders who cater to those with poor credit history and offer buy now pay later options. However, these loans may come with higher interest rates.

Is it possible to get a loan to buy a laptop?

Yes, you can get a loan to buy a laptop. For example, if you shop at Bajaj Finserv EMI Network and use your EMI Network Card, you can get a credit equal to the price of the laptop and divide it into instalments, called EMIs, without any additional costs.